It's Free! Get started hereBudgets we'll help you stick to
![Penny Watchers makes it easy to stick to a budget](/images/budget-heading.png)
Penny Watchers calculates your average spending in any category to help you easily create a budget based on
historical spending. Compare your spending year-to-year, month-to-month, whatever fits your style.
![Penny Watchers helps you save more](/images/graph-heading.png)
Meet your savings goals
We'll help you plan ahead by showing you
how much you'll save by cutting back in any
category. You can even plan for one-time only
expenses and recurring monthly expenses.
![Penny Watchers helps you make smarter decisions](/images/whats-left.png)
Know what's going on in real time
Penny Watchers shows you exactly how your spending
decisions will affect how much you have left
at the end of the month or year. You'll know
immediately what you can do today to save
more tomorrow.
Manage your money in one place.
![Budgets we'll help you stick to Budgets we'll help you stick to](/images/budget-heading.png)
Penny Watchers calculates your average spending in any category to help you easily create a budget based on historical spending. Compare your spending year-to-year, month-to-month, whatever fits your style.
Meet your savings goals.
We'll help you plan ahead by showing you how much you'll save by cutting back in any category. You can even plan for one-time only expenses and recurring monthly expenses.
![Meet your savings goals Meet your savings goals](/images/graph-heading.png)
Know what's going on in real time.
Penny Watchers shows you exactly how your spending decisions will affect how much you have left at the end of the month or year. You'll know immediately what you can do today to save more tomorrow.
![Know what's going on in real time Know what's going on in real time](/images/whats-left.png)
PennyWatchers allows you to organize your accounts in one place. With PennyWatchers you can set a budget, track your goals and do more with your money, for free!