Financial Calculators

Here are some easy to use on-line calculators to help you solve some common financial calculations.

Home Financing: Should I refinance my home mortgage? What would my payments be for a fixed rate loan? What would my payments be for an adjustable rate loan? What would my payments be for a balloon loan? Should I rent my home or buy? Which loan is better, Fixed or Adjustable? What would I save if I make extra payments? How much house can I qualify for? How much house can I afford? Advanced mortgage calculator.

Personal Financing: How much car can I afford? How long will it take to pay off my credit cards? How much do I need to save for college? How long will it take to save for a major purchase? Simple loan calculator. How much can I borrow? What interest rate would I need? How long would it take to pay off a loan? What would my payments be? Simple lease calculator. Advanced lease calculator. How much can I afford to lease? What interest rate would I need? What would my residual be? What would my payments be?

Investment Calculators: Investment analysis calculator. How can I save a million dollars? Investment yield calculator. Present value calculator. Future value calculator. Simple savings goal calculator. How much money could I save? What interest rate would I need? How much money would I need to start with? How much would I need to save each month?

Retirement Calculators: Roth IRA comparison calculator. IRA calculator. Roth IRA calculator. IRA deposit calculator. Roth IRA deposit calculator. Spending calculator. How long would I be able to make withdrawals? What interest rate would I need? How much money would I need to start with? How much money could I withdraw each month?

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The information provided by these calculators is for illustrative purposes only. The information entered may vary from your actual loan, mortgage, investment, or savings results. Interest rates are hypothetical and are not meant to represent any specific investment. Rates of return will vary over time, particularly for long-term investments. The calculated results are not guaranteed to be accurate and are in no way endorsed, offered or guaranteed by PennyWatchers.org.